A lot of frugality feels like work to people while the last thing we want to do when we’re free (doing groceries, spending money at Wal-mart, etc.) is work.
Here are 3 tactics with 12 easy frugality tips, most of which cost no time.
- Don’t shop for entertainment’s sake
- Grab the generic option instead of the name brand when shopping
- Reduce your time commitments instead of taking on more
- Eat a better diet
- Install a programmable thermostat
- Air seal your home
- Set up automatic bill pay
- Prepare a bunch of meals at once
- Toss out the cable box and go with a digital TV receiver
- Toss out your land line and go with only a cell phone
- Toss out your unused club memberships
- Toss out unread magazines (and their subscriptions)
No Time for Frugality: Cutting Financial Corners with No Time Investment
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